Workers’ Compensation Provides a Form of No-Fault Protection In the Workplace.

How Workers Compensation Work

Workers compensation is a form of insurance that is purchased by employers to cover for illnesses and injuries incurred by employees at the place of work. Understanding your employment law as an employee is important, and a great place to find good resources is 

Today, we provide you with the basic information that you need to have about workers compensation. So, read on to find out.

What is Workers’ Compensation?

Also known as workers comp, workers compensation is a program that employers are required by the law to have to protect employees from illness and injuries that result from work. Just like the federal government, each state has its compensation program.

To find your state compensation laws, go to the official page of the U.S. Department of Labor, and check on the State Workers’ Compensation page. In most cases, the workers receive compensation regardless of who contributed to the injury. 

Types of Expenses Covered by The Workers’ Compensation

The Workers’ comp covers all the expenses that result from work-related injury or illness suffered by the employees. Here are the things that the compensation covers.

  Replacement income

  Medical care from the illness or injury

  Compensation for all permanent injuries

  Costs for retraining

  Benefits to survivors of employees who are killed at the work premise

However, once you collect the compensation benefits, you can’t sue the employer. Besides, the workers’ compensation doesn’t include the suffering or pain caused by the tragedy.

Who is Covered by The Workers’ Comp Insurance?

The insurance covers most employees. However, states normally don’t include coverage for any of these workers:

  Business owners

  Independent contractors

  Employees of private homes


  Maritime employees

  Farmers and farmhands

  Casual workers

  Railroad employees

If you are a federal government employee, then you are not covered by the state workers’ compensation since you are covered by the federal workers’ comp program. Furthermore, some states do not require an employer with less than 5 employees to take the cover.

So, if you suffer any injuries or illness contributed by your employer’s recklessness or ignorance at your place of work, then you can sue them. If you win the case, then you may be awarded a range of damages including mental anguish, pain and suffering, lost wages, medical expenses, and punitive damages.


Suffering from accidents at … Read the rest

Which Of the Following Penalties Can be Imposed on You if You Get a DUI?

If you’re pulled over for drunk driving and the alcohol content in your blood exceeds 0.08, then you can be charged for committing a criminal offense.

The consequences of DUI can be traumatizing with penalties that could limit your opportunities. While you have an option of using an appointed government lawyer, it’s wise to hire the services of DUI lawyers.

At, we understand what you are going through when faced with DUI or criminal charges and ready to provide you the best criminal defense. We have experience in handling DUI cases, and we’ll fight to restore your driving privileges.

How DUI Lawyers Work?

DUI lawyers look at the consequences of your offenses and determine how to best reduces the damages you incur. This involves assessing the situation to find out if you might be facing minor penalties or may be offered probation.

When you are in such a situation, you might think to represent yourself is wise since the charges are minor. Well, that might be true, but do you understand the potential jail time or fines that you may face?

If you don’t, let us help you navigate through your case. We will help you to know everything about the process and how to best approach the situation. 

How to Find A DUI Lawyer?

When hiring a lawyer, you need to choose someone with your interests at heart. To that end, you need an attorney that will fit well with your goals and personality. With the availability of the internet, you don’t have to go around asking for a recommendation. Just follow these tips, and you’ll be safe:

 Do your research online

 Compile a list of potential lawyers

 Look for testimonials

 Consider the legal fees

 Check their relationship with the court

 Determine if your attorney is qualified to handle your case

 Organize a face-to-face meeting

Why Do You Need A Lawyer for A DUI Charge?

DUI of drugs or alcohol under California DUI law are among the most commonly charged criminal offenses in California The extent of the seriousness of this offense is that it can affect your employment and your future.

Hiring DUI lawyers come with various benefits. An experienced DUI lawyer is familiar with the court system and will help you to navigate the complex administration process among other things. 


At Hart J. Levin, we are focused on offering the best defense for your DUI … Read the rest

I Need Money Now That I Don-t Have to Pay Back

Lawsuit loans which are also known as lawsuit funding, settlement funding, lawsuit cash advances or litigation financing refer to money advances against a settlement award or future lawsuit judgement. In case you’re in the middle of a trial and need some cash, choosing a lawsuit funding option is one of the choices you can put into consideration particularly if you have used all the money sources you had.

Lawsuit funding is provided to plaintiffs who are expected to win or settle a judgement in a trial. As a plaintiff, after filing a personal injury case, you can consider applying for this form of loan with a reputable lawsuit funding firm. The firm you collaborate with will evaluate your case in order to figure out the amount of money you can expect to acquire if you negotiate or win a case.

After determining the sum of money you can expect to acquire, the lender i.e. the lawsuit funding firm then provides you an amount of money as loan. In exchange, you will be required to pay the firm that amount of cash plus a funding fee’ once the case is settled.

Pros of Lawsuit Loans

#1: Payment is Only Needed if you Win the Case

If you apply for lawsuit funding but unfortunately you lose your case, you’ll not be needed to pay back the cash owed.

#2: Credit History is not required to determine if you Qualify for the Loan

Unlike with regular loans whereby credit checkers are required to review your financial details in order to know your credit worthiness, this is not the case with settlement funding. With settlement funding lenders will not need to check your credit score or bank account in order to figure out if you are qualified for this kind of loan.

#3: Payments Made After Winning the Case

Typical loans will always need you to make upfront fees or monthly payments once you consider them. However, with settlement funding you will only be needed to make payments after you emerge a victor in your case.

#4: Fast and Easy Procedure

With settlement funding, as an applicant you can get the loan in less than 48 hours. This is possible since the application procedure is easy and the loan approval process is quick.

Cons of Lawsuit Loans

#1: Not All Trials Qualify for this Kind of Loan

Since lending firms take a substantial risk … Read the rest